Contact Rich Kruth Today -  richkruth@richkruth.com  Fax - 847-289-9808

    Office - 847-608-0547  Toll free - 877-829-7357  Mobile - 847-767-7638

Life Insurance & Annuity Planning

Have you had an independent review of Your Life Insurance? 

·        Today’s life insurance rates may be lower than your present rates

·        Old Whole Life policies may have outlived their usefulness and cash values could be invested elsewhere

·        Your life insurance needs may not be sufficient 

Why not consult with Rich Kruth to review your life insurance? He has 20 years experience as an agent and insurance adviser 

Are you maxed out in your 401K, IRAs, and other long term investments…do you know about deferred fixed annuities? 

·        A deferred fixed annuity is a long-term, tax-deferred vehicle designed for retirement

·        Deferred fixed annuities are also used as an alternative to Certificates of Deposit and like CDs are considered low-risk investments 

·        Annuity earnings accumulate tax-deferred and are not treated as taxable income until they are withdrawn 

Deferred fixed annuities may be a good fit for your other long-term investment goals.